Property Investment Finance
“Finding the right investment loan can be as complex as finding the right property. The right loan can make investing in property a much easier process.”
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you make effective use of tax, gearing and repayments. You can also make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.
Think Money specialises in finding the right loan tailored to the needs of residential property investors looking to build wealth. To find the right loan for your next investment make a time to meet with one of our investment finance specialists.
Standard Variable Loans
Variable interest rates are subject to fluctuations as determined by the lender. Variable loans can offer flexibility to a borrower, with the ability to utilise offset accounts, make bulk reductions or pay regular additional amounts. Redraw access may also be available, which will enable extra repayments to be accessed if needed.
A standard variable product may be suitable for you – let our experienced lending specialists assess your needs.
Fixed Rate Loans
Fixed rate loans have a specific set interest rate locked in for the term that you select, which can vary in years. A fixed loan gives the benefit of knowing exactly what your repayments are, as the rate and monthly repayment amount don’t change during the fixed term period. Fixed rate loans can be more restrictive, with possible penalties for paying the loan out or making additional repayments.
If you would like more information on fixed rate products, please give our experienced lending specialists a call.
Line of Credit
A Line of Credit is an interest only facility that has a limit that you can draw to. Interest is calculated on the owing balance daily, and charged back to the Line of Credit once a month.
It is a great way to access equity in your property, and can be used for many purposes, such as renovations or investing activities.
Your Think Money Finance Solutions lending specialist can help you set up the right Line of Credit for your situation, and will guide you in how to use is most effectively to help you build your wealth.